Uber Accidents and Legal Remedies: How to Pursue a Claim
Uber Accidents and Legal Remedies: How to Pursue a Claim
Blog Article
Uber's services have revolutionized modern travel. With just a tap on your phone, you can get a ride almost anywhere, making transportation more convenient than ever. Despite its convenience, risks still exist. Collisions can occur, and when they do, passengers may suffer injuries.
In this article, typical Uber accident injuries, who may be liable for damages, as well as the legal process for compensation.
Typical Injuries in Uber Accidents
When riding in an Uber, many different types of injuries, particularly when the vehicle is in an accident. Some of the most common injuries that occur include:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.
Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.
Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.
Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.
Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Lacerations can lead to stitches, scars, and even infection.
Who Is Liable in uber accident claims passenger an Uber Accident?
Liability in Uber-related accidents can be complicated. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
The amount of insurance Uber provides depends on when the accident happens. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
Filing a Legal Claim After an Uber Accident
In severe injury cases, legal action might be the best option if insurance fails. Legal action may result in financial recovery for hospital bills, lost income, and more.
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